We got a free membership to route66 when we purchased our 5er.they directed us to RV America here is a link
They asked for our info on the RV and coverage we desired and gave us the best quote available from several companies. They were very easy to work with our policy is from National Interstate our premium is $264 per year.included in policy are awning replacement,$500 deductible on collision or other than collision,emergency vacation expense, $2000 personal effects,Total loss replacement,Vacation liability,and in addition adds towing for all my vehicles. The long and short of it is how much deductible you want?what you want for personal coverage for yourself,your belongings,and your vehicle?I like to let a broker find the best deal,2 reasons
1.I do not like calling several agents or companies and giving them all the same information over and over.
2.If I have a dispute with the insurance company in the future i have another person in my corner when I argue with them