I'm gonna be surprised if an after market warranty covers structural issues. I've yet to find one that does.
De-lamination is a big issue here on the coast. Our climate allows full time living in an RV. I see units every day that are severely damaged from water leaks.
We lucked out on the fading front cap issue. Ours has been exposed to lots of sun light....but has not faded. I did treat it with Lucas speed wax a couple times.
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Will
2013 Chevy 3500HD
2012 Rushmore 38CK
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