I got mine at the time of purchase, paid about what Art did, 60 months starting after the two year warrenty. That gives me 7 years of protection. One major appliance goes bad I pretty much have my money back, if a 2nd one would happen to go bad I'm way ahead. It's a gamble, if nothing were to happen I'd be out $1,200. My thinking was I can afford it more now while still working, than to replacesomething majorwhen retired. If it wasn't for that I believe I would have passed.
F250-7.3 L, 2012 305SK--Happy Wife, Good Life