Bob, I believe you are asking about insurance to pay for the repair of the broken or damaged parts on your RV that are NOT covered by the mfg. warranty. AAA and Good Sam ERS will take you to the garage (trailer and all if necessary) but does NOT cover the cost of the repair. We have the CSP (continued service plan) from Good Sam which covers all the repairs on the unit (axles, A/C. fridge, heater etc) and at around $400/year for our 5er is a significant peace of mind.
Daniel & Donna Leonard
2011 Ram 4500 SLT 4x4